Wind mitigation visit, Wildlight · Nassau County
Wind Mitigation — Nassau CountyWhere the wind is real, the credits are too.
Nassau County homes carry some of Northeast Florida's highest wind exposure — and its largest mitigation credits. One OIR-B1-1802 inspection documents every qualifying feature, from Amelia Island oceanfront to Hilliard pine country.
The statewide form, read through Nassau housing stock.
Nassau County underwrites like two different places. On the barrier island — Fernandina Beach, Amelia Island, American Beach — carriers price for direct oceanfront exposure, which makes the OIR-B1-1802's credits worth the most an inspection can be worth in this region. West of the marsh, through Yulee, Callahan, and Hilliard, premiums moderate but the same seven features still drive them.
The inspection is the statewide standard — the same wind mitigation service we perform everywhere, on the 2026 OIR-B1-1802 form, signed under Florida License #HI-14111 and typically delivered within 24 hours. This page is about what it finds in Nassau specifically: Wildlight's modern hip roofs and sealed decks that document to strong credits, the island's re-roofed cottages whose permit history often earns more than owners expect, and the opening-protection upgrades common after recent storm seasons.
- Signed OIR-B1-1802 (2026) — the statewide credit form
- Full photo pack — every credited feature documented
- 24-hour delivery — countywide, island to pine country
- Re-inspection option — after re-roofs and upgrades
The statewide seven, read through Nassau housing stock.
Same form, same features — here's how each one tends to play out in Nassau County homes.
Roof covering
Island salt exposure ages coverings faster; recent re-roofs to current code are common and credit well — when the permit trail is documented.
Roof deck attachment
Wildlight-era construction typically shows ring-shank nailing at credit-earning spacing; mid-century island cottages vary and are verified in the attic.
Roof-to-wall connection
Clips and wraps photographed at the truss — the county's most valuable single credit on older homes that have been retrofitted.
Roof geometry
Hip roofs dominate newer Yulee and Wildlight construction and earn the strongest geometry credit; gable-ended cottages are documented as-is.
Secondary water resistance
Sealed roof decks — nearly universal in new construction, increasingly added during island re-roofs.
Opening protection
Shutters and impact glazing are widespread on the island after recent storm seasons — documented per opening with ratings.
Building code & permit date
Nassau's permit records date most roofs cleanly; where records are thin, physical evidence carries the form.
The OIR-B1-1802 within 24 hours, countywide.
Every Nassau County wind mitigation delivers the signed 2026 OIR-B1-1802 with full photo documentation — truss, eave, and opening — typically within 24 hours, to you or directly to your agent. The report is generally valid for about five years.
Signed OIR-B1-1802 (2026)
The statewide credit form
Full photo pack
Every credited feature documented
24-hour delivery
Countywide, island to pine country
Re-inspection option
After re-roofs and upgrades
Signed OIR-B1-1802
2026 statewide form
Full photo pack
Every credited feature
Brian Walker, CMI™
Every Lunar inspection is performed and signed by Brian Walker — an InterNACHI Certified Master Inspector and My Safe Florida Home participating inspector whose background includes contracted housing inspections supporting U.S. Army housing programs, with 20+ years of building, remodeling, and field experience behind the credential.
One inspector, one standard: contractor-grade evaluation, insurer-grade documentation, and a direct line to the person who actually walked your property.
Lunar Home & Commercial Inspections
Nassau County questions, answered.
Exposure. From Fernandina Beach and Amelia Island’s oceanfront to the marsh-front homes along the Amelia and Nassau rivers, much of the county sits in high wind-exposure territory where windstorm premiums — and therefore mitigation credits — are at their largest. Inland Nassau still qualifies for every credit; the coast simply has more premium to credit against.
The form and features are statewide — the same OIR-B1-1802 and the same seven features. What differs is what we tend to find: Wildlight and other new construction usually documents beautifully (modern code, hip roofs, sealed decks), while the county's older beach cottages benefit most from documenting past roof replacements and opening protection.
All of it — Fernandina Beach, Amelia Island, Yulee and Wildlight, Callahan, Hilliard, and everything between, with 24-hour report delivery countywide.
Generally five years in Florida. If you re-roof or add opening protection during that window — common in Nassau's older coastal stock — a re-inspection can update the credits early.
Wind mitigation pricing is flat and listed on the pricing page. Book online at schedule an inspection or call (877) 699-3299 — most Nassau appointments are available within days.
The standard behind every visit.
Certified Master Inspector
The profession's highest credential. Reports signed by a CMI carry weight with agents, lenders, and insurance carriers.
Federal-contract discipline
Brian performed contracted housing inspections supporting U.S. Army housing programs. Your property gets the same checklist rigor — nothing skipped, everything documented.
24-hour reports
Photo-documented digital reports, most delivered within 24 hours, so inspection contingencies and carrier deadlines stay on track.
Technology on every visit
Thermal imaging and instrument diagnostics deployed whenever conditions call for them — documented in the same report.
Northeast Florida native
Coastal wind exposure, mid-century Jacksonville wiring, St. Johns new builds — we inspect what this region actually has.
Support after the report
Complimentary repair re-inspection verification and plain-English answers — the report is the start of the relationship, not the end.